Is it realistic for conveyancing in Richmond Upon Thames to be finalised in a month?

In a situation where you are under pressure to sign contracts it is advisable to make sure that your solicitor is familiar with the area as they will have local contacts and intelligence. It is possible that they could have conducted previousproperties in the same street. Therefore consider using a Richmond Upon Thames conveyancing firm. In addition, make sure that the lawyer is on the member panel. It is estimated that just under twenty per cent of Richmond Upon Thames conveyancing deals are delayed or jeopardised after discovering a purchaser’s conveyancer was not on their banks member panel. In many cases this discovery resulted in the conveyancing being held up by as much as 21 days. It is estimated that this issue impacts in the region of one hundred thousand home moves annually. Many Richmond Upon Thames conveyancing practices can not act for certain lenders so do check at the outset.

Can you point me to a directory of Nottingham panel solicitors in Richmond Upon Thames on the UK Finance Lenders’ Handbook Website?

No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few mortgage companies make their panel listings viewable online. Where you are in need of a Richmond Upon Thames conveyancer on the Nottingham please use our facility.

I recently had an offer agreed on an apartment in Richmond Upon Thames. My financial adviser suggested a conveyancer. I paid an advanced payment of £200. Not long after, the lawyer contacted me embarrassingly acknowledging that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I have finally had an offer on a flat in Richmond Upon Thames agreed to, the owners do however have a connected purchase. The sellers have offered on on an apartment, however it’s not yet tied up, and have viewings of other apartments booked. I have selected a high street conveyancing solicitor in Richmond Upon Thames. What do I do now? When do I get the mortgage application with TSB going?

It is usual to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of £1k, then valuation, Richmond Upon Thames conveyancing search costs, etc). First, you must ensure that your conveyancing practitioner is on the TSB approved list. Concerning the subsequent phase this very much dictated by the circumstances of your case, motivation for this property and on the state of the market. During a hot market many buyers would apply for a home loan with TSB and arrange for the valuation and only if it comes back ok would they request their solicitor to move forward with searches.

I used Arc property Solicitors a few years ago for my conveyancing in Richmond Upon Thames. Now, I need the documents but the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Richmond Upon Thames of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm converting the mortgage on my existing house to a buy to let mortgage with Yorkshire Building Society and I will use the rest of the raised equity as a down payment on further property. The location we are talking about is Richmond Upon Thames. Will your conveyancers be able to act for the two banks and link together the two deals?

Make use of our comparison tool on this site to be sure that the lawyers are approved by both lenders. Assuming that they are the solicitor should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and communicate your desired outcome and requirements.

I have miscalculated my finances and am a couple of grand short a 10% deposit on my flat purchase in Richmond Upon Thames , but I still want to proceed. Do I have options?

One option is to try and accept a smaller deposit. Many vendors will accept a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second