I'm purchasing a new build house in Rickmansworth benefiting from help to buy. The builders refused to reduce the amount so I negotiated £7000 of extras instead. The estate agent advised me not reveal to my lawyer about this extras as it will affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a house in Rickmansworth prior to instructing conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some banks will refuse to give a loan on a flying freehold home.

It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rickmansworth. Conveyancing may be slightly more expensive based on your lender's requirements.

In what way can the Landlord & Tenant Act 1954 impact my business premises in Rickmansworth and how can your lawyers assist?

The 1954 Act provides protection to commercial leaseholders, giving them the legal entitlement to make a request to court for a continuation of occupancy at the end of an expired lease. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Rickmansworth is one of the hundreds of locations in which the firms we work with have offices

Am I better off to instruct a Rickmansworth conveyancing lawyer based in the location that I am purchasing? I have an old university friend who can handle the legal formalities but they are based 400miles drive away.

The benefit of a high street Rickmansworth conveyancing practice is that you can visit the firm to sign paperwork, present your identification documents and apply pressure on them where appropriate. Having local Rickmansworth know how is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and on the whole were happy that should outweigh using an unknown Rickmansworth conveyancing solicitor solely due to them being round the corner.

Looking forward to exchange soon on a basement flat in Rickmansworth. Conveyancing solicitors assured me that they are sending me a report next week. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Rickmansworth should include some of the following:

Who has the liability to repair and maintain the main walls and foundations. It is essential that you know who is responsible the repair and maintenance of all parts of the block and communal areas The total ownership of the property. This might be the property itself but could also include a roof area or storage are if applicable. specifics of the parties to the lease, for instance these could be the tennant, head lessor, landlord You should be informed what counts as a Nuisance in the lease Are you allowed to have a pet in the flat?

I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Rickmansworth conveyancing firm to represent me?

Absolutely. We can put you in touch with a Rickmansworth conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Rickmansworth residence is Flats 8, 11 and 15 Craigmore Court 46 Murray Road in December 2013. The tribunal held that the price payable by the Applicant tenant of Flat 8 to acquire an extended lease shall be £26,438 plus £1 to the intermediate lessee . The tribunal held that the price payable by the Applicant tenants of Flat 11 to acquire an extended lease shall be £26,791 plus £1 to the intermediate lessee. The tribunal held that the price payable by the Applicant tenant of Flat 15 to acquire an extended lease shall be £26,638 plus £1 to the intermediate lessee . This case was in relation to 3 flats. The remaining number of years on the lease was 71 years.