I am hoping to receive a mortgage with Halifax. I intend to instruct a Licensed Conveyancer in Ringwood. Does the Halifax Solicitor panel allow for Licensed Conveyancers?

The Halifax approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

I am purchasing a property without a mortgage in Ringwood. I have resided for the previous 15 years in Ringwood. Conveyancing searches are a lot of money. Given that I know the area and road very well must I have all the conveyancing searches?

If you not getting a home loan, then all but one or two of the Ringwood conveyancing searches are at your discretion. Your solicitor will try and sway you, no-doubt strongly, that you should have searches completed, but she has a professional duty to do this. Do take into account; if you are going to sell the house in the future, it could be of interest to your future purchaser what the searches disclose. There are plenty of instances where premises with apparent issues can still throw up adverse search results. A good conveyancing solicitor in Ringwood will provide you some practical advice concerning this.

We hope to to purchase with Loughborough BS. We have called around locally yet am struggling to find a Ringwood conveyancing firm on the Loughborough BS approved list. Could you help?

You should take advantage of the find a lender approved solicitor tool on this site. Pick the mortgage company and type Ringwood or your location and you will see numerous conveyancers offices in Ringwood or nearest you.

My wife and I have a 4 bedroom Georgian house in Ringwood. Conveyancing lawyer represented me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the exact same address. Is it worth asking Bank of Ireland to clarify?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ringwood and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing lawyer who conducted the conveyancing.

What is the reason for new build conveyancing in Ringwood being more expensive?

Conveyancing in Ringwood for newly converted or new build homes can sometimes involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as further questions and contractual concerns.