We are purchasing a end of terrace house in Saltash. The intention is to an extension at the rear at the property.Will legal due diligence on the property include checks to see if these works are permitted?
Your conveyancer will check the registered title as conveyancing in Saltash will occasionally identify restrictions in the title documents which prohibit certain works or need the permission of another owner. Many extensions require local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
Is it the case that all Saltash solicitor firms on the Lloyds conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Lloyds approved list of solicitors they would need to be governed by the SRA. Some lenders do list licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
We had instructed conveyancers with offices in Saltash on the Aldermore solicitor panel. They are now charging me a further sum for dealing with the Aldermore mortgage. Is this an additional conveyancing fee specified by Aldermore?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your solicitor may charge a fee for this. The charge is not set by Aldermore but by your Saltash lawyer. Some firms on the Aldermore panel will levy an ‘acting for lender’ fee and others do not.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a house in Saltash?
Unless a previous purchase of the premises took place post 12 October 2013 you can take it that lawyers carrying out conveyancing in Saltash to remain encouraging a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Saltash is the location of the property. Can you shed any light on this issue?
Flying freeholds in Saltash are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Saltash you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Saltash may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am selling my property. My past conveyancers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Saltash if that makes things easier.
You should use our search tool to help you choose a solicitor for your conveyancing in Saltash. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
We are seeking to acquire a repossessed house in Saltash and the vendor would like to complete within a month. Do property lawyers complete in this timeframe? Am I best advised to instruct a high street Saltash firm or an online firm that advertises to complete quickly?
Attend your Saltash shopping parade. Go in to a couple of firms and request to see a conveyancing solicitor for a quote. Explain your situation and get assurances on time frames. Select the one that appears most trustworthy. You need to select a conveyancer on the panel of solicitors approved by your bank.