It is is a decade since I purchased my house in Sawbridgeworth. Conveyancing solicitors have now been instructed on the sale but I am unable to track down my title documents. Is this a problem?

Don’t worry too much. First the deeds may be with the lender or they may stored with the conveyancers who handled your purchase. Secondly in all probability the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Sawbridgeworth involves registered property but in the unlikely event that your home is not registered it is more problematic but is not insurmountable.

How does conveyancing in Sawbridgeworth differ for new build properties?

Most buyers of new build or newly converted property in Sawbridgeworth approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is built. This is because developers in Sawbridgeworth usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Sawbridgeworth or who has acted in the same development.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Sawbridgeworth is the location of the property. Can you shed any light on this issue?

Flying freeholds in Sawbridgeworth are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Sawbridgeworth you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sawbridgeworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Can you offer any advice when it comes to appointing a Sawbridgeworth conveyancing practice to carry out our lease extension conveyancing?

If you are instructing a property lawyer for your lease extension (regardless if they are a Sawbridgeworth conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of work. We suggest that you speak with several firms including non Sawbridgeworth conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be useful:

Can they put you in touch with clients in Sawbridgeworth who can give a testimonial?

Sawbridgeworth Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to buying

What is the service charge and ground rent on the flat? Can you inform me if there are any major works in the near future that will increase the service costs? The answer will be important as a) areas can result in problems for the block as the common areas may begin to deteriorate if maintenance remain unpaid b) if the leasehold owners have a dispute with the running of the building you will need to have all the details

How do I find the right lawyer for my conveyancing in Sawbridgeworth ?

Option 1 is to ask the people you trust who they used in the past and if they were happy with the service. Option 2 is to search the web for conveyancing in Sawbridgeworth. Call two or three from the list and ask them to send you their conveyancing quote and speak to the lawyer who will conduct your conveyancing before you make your choice. Third is to make use of this site to assist you in finding the right lawyers taking into account your unique factors including location,speed, complexity and who your intended mortgage company is.Avoid the trap of appointing £99 conveyancing solicitors in Sawbridgeworth