My solicitor has uncovered a a legal deficiency with the lease for the apartment we are buying in Sewardstonebury. The seller’s lawyers have offered title insurance as a workaround. We are happy with insurance and will pay for it. Our conveyancer says that he must check that the bank is happy with this solution. Are we the client or is the lender?

Notwithstanding that you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the mortgage company are the client. The appropriate lender provisions have to be complied with.

I require expedited conveyancing in Sewardstonebury as I am faced with a deadline to sign on the dotted line inside one month. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save money and time?

As you are are a cash buyer you are at free not to have searches carried out although no conveyancer would suggest that you don't. With plenty of history conveyancing in Sewardstonebury the following are examples of issues that can show up and adversely affect future saleability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Road Schemes,...

Have completed on a a detached house in Sewardstonebury , how long will it take for the Land Registry to deal with the formalities evidencing the transfer to my name? My Sewardstonebury conveyancing solicitor works at snail pace, so I want to check that my name is registered.

There is nothing unique when it comes to conveyancing in Sewardstonebury registration formalities. Rather than based on location, timescales can vary subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any other persons or bodies. Currently approximately 80% of submission are fully addressed in less than three weeks but occasionally there can be longer delays. Registration takes place once the new owner is living at the property therefore an expedited registration is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your solicitor could contact the land registry and explain the circumstances.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Sewardstonebury. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Sewardstonebury

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Whilst your website is a good idea there are many lawyers listed near Sewardstonebury being on the lender conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the lender approved panel?

We are not in the business of recommending one firm above another as the right Sewardstonebury conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Sewardstonebury knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..