We are a couple about to exchange contracts for a freehold house in Shefford. We have hit a stumbling block. Our mortgage offer with Barnsley Building Society expires on 4/7/2024 but the sellers are suggesting a completion date of 8/7/2024. Is it possible to prolong the loan offer?
The best person to address this question is your lawyer who should determine whether he or she is corresponding with the mortgage broker, owner’s solicitors, property agents or indeed all three given what has happend in your house move as of today.
I have been told that property searches are the primary reason for obstruction in Shefford house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Shefford.
I own a terraced Edwardian property in Shefford. Conveyancing practitioner acted for me and Platform Home Loans Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shefford and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who conducted the work.
How do I search for a Shefford law firm on the Chelsea Building Society conveyancing panel? I have wheels and am prepared to travel upto 25kilometers to meet the conveyancer.
Feel free to make use of the tool on this page. Please choose the bank and your location and you will see a number of Shefford conveyancing lawyers based on proximity. We have detailed some Shefford conveyancing firms towards the end of this page and you can telephone them to see whether they are on the Chelsea Building Society panel
I have been sourcing a conveyancing solicitor in Shefford for my house move. Is there any facility to review a firm’s complaints history with the legal regulator?
One may review documented Solicitor Regulator Association (SRA) determinations arising from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator could recorded call for training purposes.