Finally the sale completed on my house in Silverdale last January but my buyer keeps e-mailing me to say her conveyancer needs to hear from mine. What should my lawyer have done now that I have sold?

Post completion of your house sale your conveyancer should send the transfer documentation and all of the paperwork to the purchaser's lawyers. Where relevant, your solicitor should also send confirmation that the legal charge in favour of the lender has been discharged to the buyers lawyers. There is unlikely to be post completion procedures just for conveyancing in Silverdale.

I am purchasing a terraced house in Silverdale. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Silverdale you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Silverdale.

We are planning to move house in August. Should my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you put forward a removal company in Silverdale. Conveyancing solicitor was found before I stumbled across your page.

On the afternoon of completion you will need to pick up the house keys from your property agent however this can only happen when the previous owners conveyancers inform the agent that the monies to complete are in and the keys can be given over. You will need to advise the removal men that they can start moving you in. We are not in a position to suggest a specific removal organisation but can assist you in choosing a residential property solicitor in Silverdale or a lawyer that specialises in conveyancing in Silverdale.

My wife and I are in the throws of looking at houses in Silverdale and I am about to put in an offer. Is it wise to have my conveyancing practitioner on ‘stand by’? I intend to finance via a home loan with Barclays.

You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are getting a mortgage with Barclays, make sure you remember to check that your lawyer is on the Barclays conveyancing panel.

The formalities of my purchase has taken place for my property in Silverdale. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

Is it possible to change solicitor as I need to instruct a firm on the Chelsea Building Society conveyancing panel. I was using a local conveyancing solicitor in Silverdale round the corner but she is not accepted by Chelsea Building Society

We will our best to assist in finding you a conveyancing solicitor in Silverdale on the Chelsea Building Society panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Silverdale. In utilising the find a conveyancing solicitor tool on this site, you can compare charges for conveyancing solicitors in Silverdale and throughout England and Wales.

I've recently bought a leasehold house in Silverdale. Am I liable to pay service charges relating to a period prior to completion of my purchase?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Silverdale - Sample of Queries Prior to Purchasing

Generally speaking the cost for major works are not incorporated into the maintenance charges, albeit that there some managing agents in Silverdale obliged leaseholders to pay into a reserve fund created for the specific purpose of establishing a fund for major works. The prefered form of lease structure is where the freehold reversion is in the ownership of the leaseholders. In this scenario the tenants benefit from control and even though a managing agent is usually retained if the building is larger than a house conversion, the managing agent acts for the leaseholders themselves. Does the lease contain onerous restrictions?