I am hoping to receive a mortgage with Halifax. I intend to use a Licensed Conveyancer in St Brides Major. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

My St Brides Major solicitor has discovered an inconsistency between the surveyor’s assumptions in the valuation report and what is revealed within the legal papers for the property. My solicitor informs me that he needs to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s course or action right?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

We note that you have a post code search directory identifying solicitors on the Nationwide conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in St Brides Major?

We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in St Brides Major.

About to purchase a new build flat in St Brides Major. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in St Brides Major

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants.

Taking into account that I am about to part with £400,000 on a garden flat in St Brides Major I wish to have a conversation with the lawyer concerning theconveyancing ahead of instructing the firm. Is this something that you can arrange?

Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be doing your conveyancing in St Brides Major.There is no ‘factory style conveyancing’ - every client is unique person, not a matter number. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in St Brides Major should be the amount on the final invoice that you are charged.