lenderpanel

Find a Stokenchurch Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stokenchurch? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stokenchurch home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Stokenchurch conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Stokenchurch

I have given 8 weeks notice to my existing landlord and must be out of my let out apartment in Stokenchurch by 21/6/2024. Conveyancing for my house purchase is progressing. Can I complete in six weeks as don't want to have to move into temporary accommodation?

It is unwise to provide notice on a rental until you have exchanged. Assuming that you have not previously done so, speak to your conveyancer and request that they cajole the sellers solicitors, try to get a realistic time scale from them that all parties will look towards

As someone with no idea as to the Stokenchurch conveyancing process what’s your top tip you can impart for the ownership transfer in Stokenchurch

You may not hear this from too many lawyers but conveyancing in Stokenchurch or throughout England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists plenty of room for confrontation between you and others involved in the home moving process. E.g., the vendor, property agent and on occasion a mortgage company. Appointing a lawyer for your conveyancing in Stokenchurch should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the legal process whose role it is to protect your legal interests and to protect you.

Every so often a potential adversary will attempt to sway you that it is in your interests to do things their way. For example, the selling agent may claim to be assisting by suggesting your lawyer is wrong. Or your financial adviser may advise you to do take action that is against your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I have a renovated Victorian house in Stokenchurch. Conveyancing solicitor represented me and Clydesdale. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stokenchurch and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing solicitor who conducted the purchase.

How does conveyancing in Stokenchurch differ for newly converted properties?

Most buyers of new build premises in Stokenchurch contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because new home sellers in Stokenchurch tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Stokenchurch or who has acted in the same development.

I am hoping to put an offer on a small detached house that seems to meet my requirements, at a reasonable figure which is making it all the more appealing. I have since discovered that the title is leasehold rather than freehold. I am assuming that there are particular concerns buying a leasehold house in Stokenchurch. Conveyancing advisers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Stokenchurch ?

The majority of houses in Stokenchurch are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Stokenchurch in which case you should be shopping around for a Stokenchurch conveyancing solicitor and check that they are used to advising on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’spermission to conduct alterations. It may be necessary to pay a contribution towards the upkeep of the estate where the house is part of an estate. Your conveyancer should report to you on the legal implications.

Leasehold Conveyancing in Stokenchurch - Examples of Questions you should ask before buying

    Who are the managing agents? How many of the leaseholders are in arrears for their service charge payments? The best form of lease arrangement is if the freehold title is owned by the leaseholders. In this situation the leaseholders benefit from control and although a managing agent is usually retained if the building is bigger than a house conversion, the managing agent retained by the leaseholders.

Last updated

Find out more about how flying freehold can affect your the value of a property.