This question may be naive but I am new to the home moving as a first time purchaser of a two bedroom flat in Tadworth. Do I receive the keys to the house on the completion date from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Tadworth?

On the day of completion you will not be required to go to the conveyancers office in Tadworth. Your solicitors will electronically transfer the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you should be called to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.

My fiancee and I are in the process of looking at flats in Tadworth and I am now considering a potential offer. Is it best to have a property lawyer on ‘stand by’? I will be getting a mortgage with Santander.

You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are seeking a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.

My offer on a house in Tadworth has been accepted, the sellers do however have a tied purchase. The sellers have offered on on an apartment, but it’s not yet agreed to, and are looking at other flats in the pipeline. I have chosen a high street conveyancing solicitor in Tadworth. What should be my next step? At what point do I apply for the mortgage with Co-operative?

It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of £1k, then survey, Tadworth conveyancing search costs, etc). The first course of action is to ensure that your conveyancer is on the Co-operative approved list. As to the subsequent stages this very much dictated by the circumstances of your transaction, attraction to the property and on the state of the market. In a hot market some buyers will apply for the mortgage with Co-operative and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to press on with the conveyancing in Tadworth.

I need some fast conveyancing in Tadworth as I am faced with pressure to complete in less than 2 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?

If.Given you are are a cash buyer you are at liberty not to do searches although no law firm would recommend that you don't. With plenty of history conveyancing in Tadworth the following are instances of what can arise and adversely impact market value: Enforcement Actions, Outstanding Charges, Outstanding Grants, Road Schemes,...

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a quick, no chain conveyancing. Tadworth is where the house is located. What do you suggest?

Flying freeholds in Tadworth are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tadworth you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tadworth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I am tempted by the attractive purchase price for a couple of flats in Tadworth both have approximately fifty years left on the leases. Do I need to be concerned?

There is no doubt about it. A leasehold flat in Tadworth is a deteriorating asset as a result of the shortening lease. The closer the lease gets to its expiry date, the more it reduces the marketability of the property. For most buyers and banks, leases with less than eighty years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Tadworth conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I have attempted and failed to negotiate with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a Tadworth conveyancing firm to help?

Absolutely. We are happy to put you in touch with a Tadworth conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Tadworth premises is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case affected 1 flat. The number of years remaining on the existing lease(s) was 60.43 years.

How much experience do your Tadworth conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Tadworth conveyancing lawyers help thousands of people move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Tadworth conveyancers have worked on recent similar cases.