My wife and I have recently appointed a conveyancing solicitor in Tisbury. I I am struggling to find out whether they are accepted on the Halifax approved list of lawyers. Could you or the lender confirm if they are on the panel?

You should contact your solicitor and enquire whether they are on the lender panel. Otherwise you can get in touch with Halifax who may be able to help.

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Tisbury? or Apparently there is historic law that means some homeowners residing in a parish church boundary will be compelled to pay for repairs to the chancel in proximity to the church. Is this relevant for conveyancing in Tisbury?

Unless a previous purchase of the premises took place after 12 October 2013 you may assume that lawyers carrying out conveyancing in Tisbury to continue to propose a a chancel search and or chancel repair liability policy.

I am buying my first flat in Tisbury with a mortgage from Barclays Direct. The sellers refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not inform my solicitor about this side-deal as it would impact my loan with Barclays Direct. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Tisbury is the location of the property. Can you offer any opinion?

Flying freeholds in Tisbury are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Tisbury you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tisbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

At what point do I pay stamp duty payable for my purchase in Tisbury?

The lawyer should fill out a stamp duty return for you during your Tisbury purchase transaction for signature. On completion your conveyancer will submit your Land Transaction application to the Tax Authorities and - assuming they have the money - pay any Stamp Duty due for you.