Do the conveyancing lawyers highlighted through your ’find a lawyer’ app conduct right to buy conveyancing in Underwood?

We do have plenty of conveyancing experts who can handle right to buy conveyancing matters You should call us to secure a costs calculation.

Forgive me if this question is silly but I am unexperienced as a first time purchaser of a garden flat in Underwood. Do I receive the keys to the premises on the completion date from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Underwood?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the vendor’s lawyers, and once they have received this, you should be able to pick up the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.

My wife and I buying a 3 bedroom semi in Underwood. We would like to an extension at the rear at the property.Will legal investigations on the property include enquiries to determine if these alterations are allowed?

Your conveyancer will review the registered title as conveyancing in Underwood will sometimes reveal restrictions in the title deeds which prevent categories of works or require the permission of another owner. Some additions require local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.

It is not clear whether my mortgage offer requires a lease extension. I have telephoned my Underwood building society branch on numerous occasions and was told they are content with the situation and they will lend. My Underwood conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

The lawyer has to follow the CML Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I have been told that property searches are the main cause of hinderance in Underwood house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Underwood.

I'm purchasing a new build house in Underwood with a loan from Barclays Direct. The developers refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not inform my solicitor about this extras as it could impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a house in Underwood before retaining lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies may refuse to issue a mortgage on this type of property.

It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Underwood. Conveyancing will be smoother if you use a solicitor in Underwood especially if they are accustomed to such properties in Underwood.