My mortgage broker says he needs my Upper Walthamstow solicitor’s panel member for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have called my local Upper Walthamstow office but they have not got back to me yet.

Have you tried calling your Upper Walthamstow property lawyer about this?. They should have a central record lender panel numbers.

I am the registered owner of a freehold property in Upper Walthamstow yet pay rent, why is this and what is this?

It is rare for properties in Upper Walthamstow and has limited impact for conveyancing in Upper Walthamstow but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

I used Arc property Solicitors several years past for my conveyancing in Upper Walthamstow. I now require my file however the law firm is no longer operating. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Upper Walthamstow of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am looking for a ground for flat up to £195,000 and identified one round the corner in Upper Walthamstow I like with amenity areas and station in the vicinity, the downside is that it only has 52 remaining years left on the lease. There is not much else in Upper Walthamstow suitable, so just wondered if I would be making a grave error purchasing a short lease?

Should you require a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.

How do I identify a Upper Walthamstow law firm on the HSBC Bank conveyancing panel? I have a car and am prepared to travel upto 10miles to meet the lawyer.

Feel free to make use of the tool on this website. Please choose the lender and your location and you will see a number of Upper Walthamstow conveyancing lawyers locally. We have detailed some Upper Walthamstow conveyancing firms towards the end of this page and you can call them to check if they are on the HSBC Bank member panel