Me and my wife are buying property in Victoria Docks. My Solicitor is not listed on the bank solicitor list. Is it possible for me to appoint my Victoria Docks conveyancing solicitor even though they are excluded from the mortgage company panel of approved conveyancing solicitors?

Your options include

• Complete the purchase with your chosen Victoria Docks solicitor but your mortgage company will no doubt retain a conveyancer from their conveyancing panel. The net result is additional fees and likely interruption.
• Choose a fresh lawyer to conduct the conveyancing, making sure they are on the bank conveyancing panel.
• Convince your conveyancing practitioner to do everything possible to join the bank’s conveyancing panel

We are purchasing a property and the conveyancer has identified Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this really appropriate for conveyancing in Victoria Docks

Unless a previous purchase of the premises completed after 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in Victoria Docks to continue to suggest a chancel search and or insurance against a claim.

five months have gone by following my purchase conveyancing in Victoria Docks took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build flat in Victoria Docks. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Victoria Docks

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Due to the advice of my in-laws I had a survey completed on a house in Victoria Docks ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks tend not issue a mortgage on this type of home.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Victoria Docks. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Victoria Docks to see if the conveyancing will be more expensive.