Having been suggested to visit your company we were going to appoint conveyancing solicitor in West Ham recommended by you but stumbled across some other costs illustrations via the web look less pricey – why is this?

One can find hundreds of conveyancers advertising theoretically looks to be very low prices. We would encourage you to think twice as to how important this transaction is to you that you are willing to be penny wise pound foolish concerning the standard of the conveyancing. Some embed fees deep into the terms and conditions. The law firms that we put forward for conveyancing in West Ham will notdo this.

My husband and I intend to remortgage our flat in West Ham with Kent Reliance. We have a son 18 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two questions (1) Is this form unique to the Kent Reliance conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

The deeds to my home can not be found. The lawyers who dealt with the conveyancing in West Ham 4 years ago are no longer around. What are my options?

Nowadays there are duplicates made of almost everything, and your lawyer should be aware exactly where to look for all the relevant paperwork so you can buy or sell your house without any difficulty. Where copies are not available, your lawyer can put in place insurance or indemnities against future claims on your premises.

Over the last few months I have been searching for a ground for flat up to £235,500 and identified one near me in West Ham I like with a park and railway links nearby, the downside is that it's only got 49 years unexpired on the lease. There is not much else in West Ham for this price, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a mortgage that many years will be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

Are all West Ham law firms on every bank conveyancing panel?

You can use our search tool or you can go into your local lender branch in West Ham. the probability is that they will know some good conveyancing solicitors in West Ham