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Ready to buy a new home in Whaley Bridge? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whaley Bridge transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Whaley Bridge

Why would one instruct a Whaley Bridge conveyancing company when web based conveyancers are less expensive?

Its a good idea to scrutinise conveyancing costs in Whaley Bridge and you should seek a reasonable fee calculation but don’t be focused with sourcing the lowest priced Whaley Bridge conveyancer. Identifying the right conveyancer can mark the distinction between a smooth and a stressful house move. It is important that you ensure that you have expert advice from a trusted conveyancer. Emails can't be as helpful as a telephone call and can never replicate a one to one appointment. Our partner firms will allocate you a qualified and trusted conveyancing solicitor that will tackle your conveyancing from from the outset to completion, giving the sort of continuity that you are unlikely to received from an internet conveyancer. He or She will inform you on headway and keep you informed. If you ever need to contact the office you will be sure who to ask for and we'll ensure you're not left wondering what's going on.

Forgive me if this question is silly but I am new to the house moving as FTB of a garden flat in Whaley Bridge. Do I collect the keys to the house on completion from my solicitor? If this is the case, I will use a High Street conveyancing solicitor in Whaley Bridge?

On the day of completion you do not need to attend the conveyancers office in Whaley Bridge. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's lawyers, and once they have received this, you should be called to receive the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.

My stepmother pointed out to me me that in buying a property in Whaley Bridge there may be various restrictions prohibiting external changes to the property. Is this right?

There are a number of properties in Whaley Bridge which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Whaley Bridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am currently in the process of buying my council flat in Whaley Bridge. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.

I require expedited conveyancing in Whaley Bridge as I am faced with pressure to sign on the dotted line inside 3 weeks. Thankfully I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

As you are not getting a mortgage you are at free not to have searches carried out although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Whaley Bridge the following are instances of issues that can arise and therefore affect the marketability of the property: Enforcement Actions, Outstanding Fees, Outstanding Grants, Railway Schemes,...

I used Action Conveyancing several years past for my conveyancing in Whaley Bridge. Now, I need the files however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Whaley Bridge of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I opted to have a survey completed on a property in Whaley Bridge in advance of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may refuse to give a loan on this type of property.

It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whaley Bridge. Conveyancing will be smoother if you use a solicitor in Whaley Bridge especially if they regularly deal with such properties in Whaley Bridge.

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Find out more about how flying freehold can affect your the value of a property.