I am expecting a mortgage with Nat West. I hope to enlist the help of a Licensed Conveyancer in Wirksworth. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I require quick conveyancing in Wirksworth as I am faced with a deadline to exchange contracts in less than 4 weeks. Thankfully I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?

As you are not obtaining a mortgage you are at liberty not to have searches carried out although no conveyancer would recommend that you don't. With plenty of history conveyancing in Wirksworth the following are examples of issues that can arise and adversely affect market value: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...

Me and my brother have a renovated Victorian property in Wirksworth. Conveyancing lawyer acted for me and Coventry Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wirksworth and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing lawyer who completed the work.

I have been on the look out for a ground for flat up to £235,500 and found one close by in Wirksworth I like with open areas and railway links in the vicinity, however it's only got 51 years unexpired on the lease. There is not much else in Wirksworth in this price bracket, so just wondered if I would be making a grave error buying a short lease?

If you need a home loan the shortness of the lease may be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.

What is the average conveyancing fee for conveyancing in Wirksworth?

The average cost in 2014 for conveyancing in Wirksworth was £1,395 excluding Stamp Duty and HMLR charges.