We are buying our first home. The solicitor has messagedto enquire if we want to purchase additional conveyancing searches. Frankly we in the dark as to what's necessary for conveyancing in Wiveliscombe

The extent of Wiveliscombe conveyancing searches should be triggered based entirely on the premises, the location, the probability of any of these risks, your familiarity of the locality and risks, your general appetite to risk. What matters is that you properly comprehend what information the searches could supply. Then you can make a decision if you consider that you need that information. Where you are unsure, ask the conveyancing practitioner to guide you.

My grandmother passed away last year and as sole heir and executor I was left the house in Wiveliscombe. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this possible?

Where you intend to re-mortgage then Clydesdale will insist on your using a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.

A friend advised me that where I am purchasing in Wiveliscombe I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes included in the estimate for your Wiveliscombe conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Wiveliscombe around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning Wiveliscombe.

I opted to have a survey carried out on a house in Wiveliscombe ahead of instructing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some banks may refuse to grant a mortgage on a flying freehold house.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wiveliscombe. Conveyancing may be slightly more expensive based on your lender's requirements.

I am selling my house. My former conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Wiveliscombe if that makes things easier.

Please use our search tool to help you find a solicitor for your conveyancing in Wiveliscombe. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.