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ASTRA mortgages Conveyancing Panel Example Support Desk Enquires
I have just been informed by my mortgage adviser that my the law firm I have appointed is not on the ASTRA mortgages Conveyancing panel. How can I be sure that this is correct?
The first thing you need to do is to contact your conveyancer. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the the approved ASTRA mortgages solicitor panel.
Please help. My solicitor is assuring me that she is duty-bound to order a Local Authority search because the firm are on the ASTRA mortgages conveyancing panel. Is my lawyer correct?
You have limited options available to you. Given that you are taking out a loan with ASTRA mortgages your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of ASTRA mortgages’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated ASTRA mortgages. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do I need to pop into the offices of the ASTRA mortgages conveyancing panel solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Newcastle
so that I can attend their offices when needed.
Most conveyancing panel lawyers for ASTRA mortgages undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
We're in London, First time buyers purchasing with a mortgage (lender is ASTRA mortgages , but our solicitor is on the ASTRA mortgages conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the ASTRA mortgages conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to move forward? I hope to get a mortgage with ASTRA mortgages. Is it possible to avoid using solicitors to save on the costs? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with ASTRA mortgages involved you will need to appoint a solicitor on the ASTRA mortgages conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to ASTRA mortgages. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the ASTRA mortgages conveyancing panel.
I am currently in the process of buying my council flat. I have a mortgage agreed with ASTRA mortgages. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with ASTRA mortgages you will need to appoint a solicitor on the ASTRA mortgages conveyancing panel.
I have a mortgage with ASTRA mortgages. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform ASTRA mortgages?
Your original mortgage agreement with ASTRA mortgages will provide that you need their approval prior to letting out your property as this is likely to be a breach of ASTRA mortgages’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact ASTRA mortgages directly. You need not do this via a ASTRA mortgages conveyancing panel lawyer.
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Transfer of Equity for ASTRA mortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors