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Ready to buy a new home? Failing to check that a lawyer is on the Bath BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Bath Building Society Conveyancing Panel? How can my firm be reinstated onto the Bath Building Society Conveyancing Panel?Find an Approved Solicitor on the Bath Building Society Dual Representation Solicitors
Bath Building Society does not operate a Conveyancing Panel, but does allow certain lawyers to conduct dual representation subject to meeting their criteria.
For the purposes of clarification, references on this page to "conveyancing panel" mean the ability of your lawyer represent both you and Bath Building Society in their capacity as lender.
Sample Enquires to our Call Center
I appointed a solicitor to conveyancing on my purchase 5 weeks ago having applied for a mortgage with Bath Building Society. The law firm reassured me that they are on Bath Building Society conveyancing panel and provided me their panel reference. Bath Building Society then told me that their panel number was dormant and would need to be reactivated. What happens next? Should I appoint a new solicitor currently on the approved panel for Bath Building Society?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the Bath Building Society conveyancing panel You may wish to enlist the help of your broker to check with the Bath Building Society as to how long they think it will take to get the firm to get back on the panel.
Our solicitor has discovered a problem with the lease for the property we are buying. The other side have suggested defective title insurance as a workaround. We are happy with insurance and will pay for it. Our solicitor says that as he is on the Bath Building Society conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or Bath Building Society?
Just because you have a mortgage offer from Bath Building Society does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Bath Building Society are the client. These conveyancing instructions must be adhered to by the Bath Building Society conveyancing panel who has to balance acting for you and Bath Building Society
I am searching for online conveyancing estimates. Can I be sure that all the firms that are listed on your website are on the Bath Building Society conveyancing panel?
The law firms on our directory have advised us that they are on the Bath Building Society panel and agreed to advise us to take down their listing in the event of removal off of the Bath Building Society panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the Bath Building Society conveyancing panel is incorrect.
I was due to complete on my dream home two days ago. My lawyer’s firm is on the Bath Building Society conveyancing panel but has moved offices in the past couple of months and had not informed Bath Building Society of their new address. Bath Building Society has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Bath Building Society branch or your mortgage broker to see if they can assist.
My husband and I are at the point of looking at houses and am about to put in an offer. Is it best to have a conveyancer on ‘stand by’? I intend to finance via a mortgage with Bath Building Society
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Bath Building Society , make sure you remember to check that your lawyer is on the Bath Building Society conveyancing panel.
I have paid off my mortgage with Bath Building Society. I assume I don't need a solicitor on the Bath Building Society panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Bath Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bath Building Society mortgage from the register. Bath Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Bath Building Society has sent the Land Registry the discharge electronically, and
the Bath Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Bath Building Society mortgage has been paid off.
My offer was accepted on a property on the 6th January 2014, valuation was booked five days later, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Bath Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Bath Building Society conveyancing panel. Are Bath Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bath Building Society to deal with your lawyers application to be on the Bath Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.
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Transfer of Equity for Bath Building SocietyPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors