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Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the GE Money conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for GE Money

Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with GE Money your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of GE Money’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated GE Money. even if you were a cash buyer you would be ill advised not to carry out a local authority search.

Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the GE Money solicitor panel.

If you have an estate agent involved then inform them immediately so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the GE Money conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by GE Money but by your lawyers. Some firms on the GE Money will charge an ‘acting for lender’ fee and others do not.

Your original mortgage agreement with GE Money will provide that you need their approval before renting your property as this is likely to be a breach of GE Money’s mortgage conditions. It may be that GE Money will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact GE Money directly. You need not do this via a GE Money conveyancing panel firm.

Not all Hendon conveyancing practices are on the GE Money conveyancing panel. Use the above search tool to locate a Hendon conveyancing lawyer on the on the GE Money list of approved conveyancing firms.