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Ready to buy a new home? Failing to check that a lawyer is on the TogetherPersonal list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Together Personal Finance Limited Conveyancing Panel? How can my firm be reinstated onto the Together Personal Finance Limited Conveyancing Panel?Find an Approved Solicitor on the Together Personal Finance Limited Conveyancing Panel
FAQs for the Together Personal Finance Conveyancing Panel
My IFA has has requested my lawyer’ panel reference for the Together Personal Finance conveyancing panel. What is the best way to find this out. I have called my local Together Personal Finance branch but they don't know it.
the sensible thing to do is ask for this information from your solicitor. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Together Personal Finance.
Our son-in-law is purchasing a new build apartment with a home loan from Together Personal Finance. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Together Personal Finance conveyancing panel as a standard part of the process, and to the surveyor when asked.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Together Personal Finance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I need to find a Together Personal Finance panel solicitor in Belfast. Could you help me?
Unfortunately it’s not apparent why you need a Together Personal Finance panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Together Personal Finance to find out which solicitors in Together Personal Finance are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am considering applying for a Together Personal Finance mortgage for purchase of a newly converted (under development) with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Together Personal Finance?
There is nothing to stop you using your solicitor but Together Personal Finance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I previously instructed online conveyancers based in Cardiff who are on the Together Personal Finance solicitor panel. They are now charging me a separate fee of £150 for dealing with the Together Personal Finance mortgage. Is this a supplemental conveyancing fee set by Together Personal Finance?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Together Personal Finance but by your lawyers. Some firms on the Together Personal Finance will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I am currently in the process of buying my council flat. I have a mortgage agreed with Together Personal Finance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Together Personal Finance you will need to appoint a solicitor on the Together Personal Finance conveyancing panel.
Intending to buy a house with a mortgage with Together Personal Finance. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Together Personal Finance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Together Personal Finance conveyancing panel