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approved by West Bromwich Mtg Co
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich Mtg Co list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the West Bromwich Mortgage Company Conveyancing Panel? How can my firm be reinstated onto the West Bromwich Mortgage Company Conveyancing Panel?Find an Approved Solicitor on the West Bromwich Mortgage Company Conveyancing Panel
Frequently asked questions relating to the West Bromwich Mortgage Company Solicitor Panel
For what reasons could a firm of solicitors be removed from the West Bromwich Mortgage Company approved conveyancing panel?
According to a recent survey report by the solicitors regulator three quarters of solicitor practices had been removed from a lender panel. The top reasons in order are :
- Low volume of transactions
- the lawyer is a sole practitioner
- as part of the HSBC panel reduction
- regulatory contact by SRA
- accidental removal. We are not aware of the specific or common criteria for removal by West Bromwich Mortgage Company
My god-son is about to exchange on a new build apartment with a mortgage from West Bromwich Mortgage Company. His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the West Bromwich Mortgage Company conveyancing panel as a standard part of the process, and to the surveyor when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the West Bromwich Mortgage Company conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the West Bromwich Mortgage Company conveyancing panel. My lawyer has said that they are on the West Bromwich Mortgage Company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the West Bromwich Mortgage Company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the West Bromwich Mortgage Company solicitor panel.
My lawyers in Liverpool have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with West Bromwich Mortgage Company. Is it case that being on the West Bromwich Mortgage Company conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the West Bromwich Mortgage Company Conveyancing Panel Terms. It might be worth you contacting West Bromwich Mortgage Company directly.
I'm in the process of looking at houses and am about to put in an offer. Is it premature to have a solicitor in place? I I am planning to take a home loan with West Bromwich Mortgage Company
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with West Bromwich Mortgage Company , make sure you remember to check that your lawyer is on the West Bromwich Mortgage Company conveyancing panel.
I have today made my last payment due on mortgage with West Bromwich Mortgage Company. I assume I don't need a solicitor on the West Bromwich Mortgage Company panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your West Bromwich Mortgage Company mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the West Bromwich Mortgage Company mortgage from the register. West Bromwich Mortgage Company,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the West Bromwich Mortgage Company has sent the Land Registry the discharge electronically, and
the West Bromwich Mortgage Company has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your West Bromwich Mortgage Company mortgage has been paid off.
West Bromwich Mortgage Company have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up West Bromwich Mortgage Company or your broker and complete any relevant paperwork. West Bromwich Mortgage Company will tell you what documents they want. West Bromwich Mortgage Company will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. West Bromwich Mortgage Company will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.