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approved by Yorkshire Bank

Have you tried speaking to your lawyer about this?. They should have a central record lender panel numbers including the Yorkshire Bank panel reference.

You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Yorkshire Bank approved panel is to comply with the CML Handbook requirements (last updated for this lender on Yorkshire Bank). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Unfortunately it’s not apparent why you need a Yorkshire Bank panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Yorkshire Bank to find out which solicitors in Yorkshire Bank are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site

In theory, you could use a solicitor that is not on Yorkshire Bank conveyancing panel, but Yorkshire Bank would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

Ask Yorkshire Bank for conveyancing panel firms in your area. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Yorkshire Bank conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Yorkshire Bank conveyancing panel as it may only take about 2-3 weeks. As long as they meet Yorkshire Bank’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.

Almost all lenders have complaints procedures. Your first port of call should be one of the Yorkshire Bank branches or the Customer Care Team at Yorkshire Bank head office. In most cases complaints to Yorkshire Bank are sorted out very quickly. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service who will take matters further.

Yorkshire Bank will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire Bank will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Yorkshire Bank you could contact your them to see if they have a list of approved surveyors.