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Ready to buy a new home? Failing to check that a lawyer is on the Santander list of approved solicitors can put your transaction at risk of delay or failure.
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My mortgage broker has says he needs my lawyer’ panel member for the Santander conveyancing panel. What is the best way to find this out. I have tried my local Santander branch but they don't know it.
You are best placed to get this information from your conveyancing lawyer. They should have a central record lender panel numbers including the Santander panel reference.
My fiance and I are refinancing our maisonette with Santander. We have a son 19 who lives with us. The solicitor on the Santander conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this form unique to the Santander conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Santander conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander .This is solely used to protect the Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Your search tool is useful but there are many lawyers listed near Manchester on the Santander conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Santander approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
We're in Liverpool, FTBs purchasing with a mortgage (lender is Santander , but our solicitor is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
My wife and I have arranged a further advance on our mortgage from Santander as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Santander conveyancing panel to deal with the paperwork?
Santander would not normally appoint a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Santander panel
Intending to buy a house with a mortgage with Santander. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Santander conveyancing panel
Next month my fiance and I are purchasing a 1st floor apartment in Hendon. Conveyancing solicitors in Hendon are preferred to beinstructed. My motherrecommended that we check that the property lawyer in Hendon is on the Santander solicitors panel. Aren't all lawyers on the Santander panel?
Far from all Hendon conveyancing solicitors are on the Santander conveyancing panel. Click here to search for a Hendon conveyancing practitioner on the on the Santander approved list of lawyers.
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Transfer of Equity for SantanderPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors