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approved by Birmingham Midshires
Ready to buy a new home? Failing to check that a lawyer is on the Birmingham Midshires list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Birmingham Midshires Conveyancing Panel? How can my firm be reinstated onto the Birmingham Midshires Conveyancing Panel?Find an Approved Solicitor on the Birmingham Midshires Conveyancing Panel
FAQs : The Birmingham Midshires Solicitor Panel
I am expecting a offer of a mortgage from Birmingham Midshires. my intention is to retain the legal services of a Licensed Conveyancer. Does the Birmingham Midshires Solicitor panel exclude Licensed Conveyancers
Birmingham Midshires’s conveyancing panel is, like many other lenders represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My solicitor has identified an inconsistency when comparing the assumptions in Birmingham Midshires’s valuation report and what is in the conveyancing documents. My lawyer informs me that as he is on the Birmingham Midshires conveyancing panel he is duty bound to check that the lender is OK with this discrepancy and is content go ahead. Is my lawyer’s stance appropriate?
A precondition to being on the Birmingham Midshires approved panel is to comply with the CML Handbook requirements (last updated for this lender on Birmingham Midshires) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I need to find a Birmingham Midshires panel solicitor in Stirling. Could you help me?
It is not clear why you need a Birmingham Midshires panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Birmingham Midshires to find out which solicitors in Birmingham Midshires are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
The solicitors that just started acting on my house acquisition in Manchester has without warning closed. They were on acting for me because I had to have a lawyer on the Birmingham Midshires conveyancing panel and my preferred lawyer was not. I gave them a cheque for £150 in advance. What should be my next steps?
If you have an estate agent involved then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Birmingham Midshires conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist
I am buying a property where the roof has a solar panel. Birmingham Midshires have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Birmingham Midshires your lawyer must to check the Birmingham Midshires conveyancing instructions contained in the Part of CML Handbook for Birmingham Midshires . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Birmingham Midshires where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I recently had an offer accepted on an apartment. My financial adviser suggested a solicitor I paid an upfront payment of 200. Soon after the conveyancers contacted me to say that they were not on the Birmingham Midshires conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Birmingham Midshires panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Birmingham Midshires have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Birmingham Midshires or your broker and complete any relevant paperwork. Birmingham Midshires will tell you what documents they want. Birmingham Midshires will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Birmingham Midshires will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
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