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approved by NRAM
Ready to buy a new home? Failing to check that a lawyer is on the NRAM list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the NRAM Ltd Conveyancing Panel? How can my firm be reinstated onto the NRAM Ltd Conveyancing Panel?Find an Approved Solicitor on the NRAM Ltd Conveyancing Panel
NRAM Ltd Conveyancing Panel Example Support Desk Enquires
My Solicitor is not listed on the NRAM Ltd Conveyancing Panel. Can I still retain my family solicitor even though they are excluded from the NRAM Ltd list of approved lawyers?
The most common options here are as follows:
- Carry on with your existing solicitors but NRAM Ltd will need to instruct a lawyer on the NRAM Ltd conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the NRAM Ltd conveyancing panel.
- Urge your lawyer to apply to join the NRAM Ltd lender panel
We are getting closer to an exchange and my mum and dad having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender NRAM Ltd. Apparently, being on the NRAM Ltd conveyancing panel and acting on their behalf he must inform NRAM Ltd if the balance of the mortgage advance is coming from anyone other than me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with NRAM Ltd to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to NRAM Ltd if you agree, failing which, your lawyer must cease to continue acting.
I see that you have a search directory identifying firms on the NRAM Ltd conveyancing panel. Do firms pay you a commission if I appoint them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the NRAM Ltd conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
The solicitors that I appointed last week on my purchase in Newcastle has suddenly shut down. I chose them because I had to have a solicitor on the NRAM Ltd conveyancing panel and my previous lawyer was not. I paid them £200 on account. What are my options?
If you have an estate agent involved then inform them immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the NRAM Ltd conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to help
Are all Conveyancing Quality Solicitors on the NRAM Ltd conveyancing panel?
A selection of lenders now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
Do most banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the NRAM Ltd conveyancing panel requirements are different to NRAM Ltd’s conveyancing panel criteria.
My offer was accepted on an apartment on the 5th March 2014, valuation was booked 2 days later, all came back fine. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to NRAM Ltd and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the NRAM Ltd conveyancing panel. Are NRAM Ltd entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for NRAM Ltd to deal with your lawyers application to be on the NRAM Ltd conveyancing panel. There's no guarantee that your solicitors will be accepted.
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Transfer of Equity for NRAM LtdPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors