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Ready to buy a new home? Failing to check that a lawyer is on the National BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the National Counties Building Society Conveyancing Panel? How can my firm be reinstated onto the National Counties Building Society Conveyancing Panel?Find an Approved Solicitor on the National Counties Building Society Conveyancing Panel
Q and A’s regarding the National Counties Building Society Conveyancing Panel
I am expecting a offer of a mortgage from National Counties Building Society. I hope to enlist the help of a Licensed Conveyancer. Does the National Counties Building Society Conveyancing panel include Licensed Conveyancers
National Counties Building Society’s conveyancing panel is, like many other lenders represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am due to move into my new home next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for National Counties Building Society. What risks do National Counties Building Society expect the insurance to cover?
Any lawyer on the National Counties Building Society conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in National Counties Building Society’s Part 2 requirements of the CML Handbook (last updated on National Counties Building Society). Being on the National Counties Building Society conveyancing panel your lawyer is expect to follow these instructions.
I have been looking for online conveyancing estimates. Can I be confident that all the firms that are identified on your website are on the National Counties Building Society conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the National Counties Building Society panel and agreed to advise us to take down their listing in the event of removal off of the National Counties Building Society panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the National Counties Building Society conveyancing panel is not accurate.
The firm that I appointed last week on my purchase in Manchester has suddenly shut down. I chose them because I had to have a solicitor on the National Counties Building Society conveyancing panel and my family lawyer was not. I gave them a cheque for £150 in advance. What do I do now?
If you have an estate agent involved then inform them immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the National Counties Building Society conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist
I am currently in the process of buying my council flat. I have a mortgage offer with National Counties Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with National Counties Building Society you will need to appoint a solicitor on the National Counties Building Society conveyancing panel.
After much negotiation I have agreed a price on an apartment. My financial adviser suggested a solicitor I paid an upfront payment of 150. Soon after the conveyancers contacted me to say that they were not on the National Counties Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the National Counties Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a property on the 5th January 2014, valuation was booked 2 days after, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to National Counties Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the National Counties Building Society conveyancing panel. Are National Counties Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for National Counties Building Society to deal with your lawyers application to be on the National Counties Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.