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approved by RBS - Direct Line
Ready to buy a new home? Failing to check that a lawyer is on the RBS - Direct Line list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel
Q and A’s regarding the RBS - Direct Line Conveyancing Panel
I have just been informed by my broker that my solicitor is not on the RBS - Direct Line Solicitor panel. How can I be sure that this is correct?
The best course of action for you to take is to contact your conveyancer. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the the approved RBS - Direct Line solicitor panel.
Much to my surprise my lawyer has requested from me ID documents stating that this is part of his requirements as a solicitor on the RBS - Direct Line Solicitor panel. Is this right?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with RBS - Direct Line your lawyer also has to check ID documents to satisfy RBS - Direct Line
Do all the firms listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the RBS - Direct Line conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
I am trying to get my ex-wife removed the mortgage deeds. Can RBS - Direct Line really tell me which solicitor I can or can not use?
You can use any solicitor you like but RBS - Direct Line then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the RBS - Direct Line solicitors panel
We are getting a further advance on our mortgage from RBS - Direct Line as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the RBS - Direct Line conveyancing panel to deal with the legals?
RBS - Direct Line do not ordinarily instruct firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the RBS - Direct Line panel
I am selling my house. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, RBS - Direct Line are being pedantic. The solicitor who is on the RBS - Direct Line conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS - Direct Line are insisting on a building regulation certificate. Why do RBS - Direct Line have a conveyancing panel of they don’t accept advice from them?
It is probably the case that RBS - Direct Line have referred the matter to their valuer. The reason why RBS - Direct Line may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
I had an offer accepted on a property on the 12th January 2014, valuation was booked 3 days after, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to RBS - Direct Line and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the RBS - Direct Line conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS - Direct Line to deal with your lawyers application to be on the RBS - Direct Line conveyancing panel. There's no guarantee that your solicitors will be accepted.