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approved by Scottish Widows

Ready to buy a new home? Failing to check that a lawyer is on the Scottish Widows list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Scottish Widows Bank plc Conveyancing Panel

FAQs for the Scottish Widows Solicitor Panel

My Conveyancer is not listed on the Scottish Widows Conveyancing Panel. Is it possible for me to continue with my family solicitor even though they are not on the Scottish Widows panel?
You will need to have a conveyancer complete the legal work required when you take out a Scottish Widows mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Scottish Widows conveyancing panel additional costs will be incurred as separate legal representation will be required by Scottish Widows. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
Our nephew is purchasing a new build apartment with a home loan from Scottish Widows. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Scottish Widows conveyancing panel as a standard part of the process, and to the surveyor when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Scottish Widows conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Do I need to have a meeting at the offices of the Scottish Widows conveyancing panel solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Leeds so that I can attend their offices if necessary.
As opposed to ten years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Leeds .
We're in Birmingham, FTBs purchasing with a mortgage (lender is Scottish Widows , but our solicitor is on the Scottish Widows conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Scottish Widows conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Can you point me to a directory of Scottish Widows panel conveyancers on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
We have a mortgage agreed in principle with Scottish Widows. Solicitors have been appointed? How long does it take for Scottish Widows to send the offer to our conveyancer
Some lenders take longer than others. Have Scottish Widows conducted the valuation? Have you advised Scottish Widows as your lawyers details and checked that your lawyer is on the Scottish Widows conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I was told two weeks ago that my mortgage has been agreed to by Scottish Widows. Is it usual for Scottish Widows to only issue the offer once my solicitor is approved on their conveyancing panel?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Scottish Widows to deal with your lawyers application to be on the Scottish Widows conveyancing panel. There's no guarantee that your solicitors will be accepted.