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approved by ITL Mortgages

Ready to buy a new home? Failing to check that a lawyer is on the ITL Mortgages list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the ITL Mortgages Conveyancing Panel

FAQs for the ITL Mortgages Conveyancing Panel

I need to swap lawyers as my lawyer is not on the ITL Mortgages panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our lawyer has identified a problem with the lease for the flat we are buying. The other side have offered title insurance as a solution. We are content with insurance and will cover the costs. Our lawyer has advised that as he is on the ITL Mortgages conveyancing panel he must be satisfied that the lender is happy with this solution. Who is the client here, us or ITL Mortgages?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and ITL Mortgages are the client. A precondition to being on the ITL Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on ITL Mortgages). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that ITL Mortgages can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I note that you have a post code search directory listing law firms on the ITL Mortgages conveyancing panel. Do firms pay you a referral fee if I instruct them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the ITL Mortgages conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am buying a semi-detached house and getting a mortgage with ITL Mortgages. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the ITL Mortgages conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the ITL Mortgages conveyancing panel in your location.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the ITL Mortgages conveyancing panel?
Some major lenders now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
Can I be sure that the solicitor on the ITL Mortgages panel is any good?
obtaining recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction
The mortgage over my property is with ITL Mortgages. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform ITL Mortgages?
You must advise ITL Mortgages prior to renting your property as this is likely to be a breach of ITL Mortgages’s mortgage conditions. It may be that ITL Mortgages will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact ITL Mortgages directly. It should not be necessary to do this via a ITL Mortgages conveyancing panel firm.