I am buying a garden flat in Ashby de la Zouch. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Ashby de la Zouch you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Ashby de la Zouch.

We are buying a flat in Ashby de la Zouch. I might seem paranoid but how we can trust a lawyer? At some point we will need to deposit money into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

The mortgage over my property is with Skipton for my property in Ashby de la Zouch. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?

You must advise Skipton in advance of letting out your property as this is likely to be a breach of Skipton’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. You need not do this via a Skipton conveyancing panel lawyer.

I am selling my house. I had a double glazing fitted in June 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Barclays are being difficult. The Ashby de la Zouch solicitor who is on the Barclays conveyancing panel is saying indemnity insurance will be fine but Barclays are requiring a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?

It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

What will a local search inform me concerning the property we're purchasing in Ashby de la Zouch?

Ashby de la Zouch conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example PSG The local search plays a central part in most Ashby de la Zouch conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

I used Arc property Solicitors a few years past for my conveyancing in Ashby de la Zouch. I now require my file however cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ashby de la Zouch of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am on look out for some leasehold conveyancing in Ashby de la Zouch. Before diving in I want to be sure as to the remaining lease term.

If the lease is recorded at the land registry - and most are in Ashby de la Zouch - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Ashby de la Zouch Leasehold Conveyancing - A selection of Queries Prior to Purchasing

Make sure you find out if the the lease includes any adverse restrictions in the lease. For instance plenty of leases prohibit pets being permitted in in a block in Ashby de la Zouch. If you love the propertyin Ashby de la Zouch however your cat is not allowed to make the move with you then you have a very difficult determination. How many of the leaseholders are in arrears for their service charge payments? How much is the ground rent and service charge?