We are about to complete on the purchase of a house in Birchington but as a result of damage from a small fire at the property I have was able negotiate reparation from the vendor of three thousand pounds by way of a reduction in the price. This was going to be dealt with as part of amending the contract however Bank of Ireland will not permit this. Why were they involved?
Any lawyer being on the Bank of Ireland approved list is required to advise Bank of Ireland of any variations to the purchase price. If you prohibit your property lawyer to disclose the price change to Bank of Ireland then they would have to discontinue acting for you. In addition, Bank of Ireland and you would have to appoint a new property lawyer for your conveyancing in Birchington.
Are the BSA planning on creating a search tool with a view to to identify solicitors on the Earl Shilton BS conveyancing panel for example in Birchington?
Lexsure has not been advised of any plans on the part of the BSA to develop such a register.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a residence in Birchington? or Apparently there is an ancient law that means some homeowners residing in a parish church boundary may be liable to pay for maintenance towards the chancel within the church. Is this applicable for conveyancing in Birchington?
Unless a previous purchase of the house took place after 12 October 2013 you could expect solicitors carrying out conveyancing in Birchington to continue to propose a a chancel search and or insurance against a claim.
Do I need to be suspicious that brokers that I am dealing with are suggesting a factory type conveyancing firm as opposed to a local Birchington conveyancing company?
As with lots of service providers, often recommendations from relatives can be extremely useful or valuable. But there are lots of people with a keen interest in a conveyancing deal; estate agents, mortgage brokers and banks might all recommend lawyers to appoint. Sometimes these solicitors might be known to one of the organisations as one of the best in their field, but occasionally there may be a commercial relationship behind the endorsement. You are at liberty to appoint your own lawyer. You need to be aware that some mortgage providers operate an approved list of law firms you must use for the mortgage related work in your house move.
My husband and I are 18 days into a leasehold purchase having been directed to a firm by the local agent to handle our conveyancing in Birchington. I am am extremely frustrated with the quality of service. Could you help me find new solicitors?
A conveyancer would have to be really poor in order to consider changing them. Has the mortgage been sent? If so you will need to inform them of the replacement conveyancer and have the offer are re-sent. Your new solicitor ideally needs to be on the banks approved list to avoid escalating expenses and delays. That should be your starting point. The search tool can help you find a lender approved conveyancer for your conveyancing in Birchington