My fiance and I are intent on acquiring a maisonette in Deal. My Conveyancer has never been on on the bank conveyancing list. Am I still permitted to continue with my Deal conveyancing solicitor even though they are not on the lender panel?

You have a number of options open to you here

• Carry on with your chosen Deal conveyancing practitioner but your lender will need to appoint a conveyancing practitioner from their conveyancing panel. The net result is additional fees together with potential frustration.
• Choose a new conveyancer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
• Appeal to your solicitor to seek to join the lender panel

What does my ID and proof of funds have anything to do with my conveyancing in Deal? Is this really warranted?

You are right in these requests have nothing to do with conveyancing in Deal. Nowadays you can not complete any conveyancing transaction without first submitting evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a utility bill. Please note that if you are providing your driving licence as evidence of identification it must be both the paper element and photo card part, one is not satisfactory without the other.

Evidence of your origin of funds is mandated in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancer will need to have this information on record. Your Deal conveyancing lawyer will require evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask additional questions concerning the origin of funds.

I completed on my house on 16 September and the transaction details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Deal expressed confidence that it would be formalised in less than a month. Are transfers in Deal uniquely lengthy to register?

There is nothing unique about conveyancing in Deal registration formalities. Rather than based on location, timescales can adjust according to the party submitting the application, whether there are errors and whether the Land registry must send notices to any interested parties. Currently roughly three quarters of such applications are completed in less than three weeks but occasionally there can be longer hold-ups. Registration is effected after the purchaser is living at the property therefore 'speed' is not typically an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer should speak with the land registry and explain the circumstances.

I'm purchasing a new build house in Deal with a mortgage from Santander. The sellers refused to reduce the amount so I negotiated £7000 of extras instead. The sale representative told me not inform my conveyancer about this deal as it may jeopardize my mortgage with Santander. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Deal cover?

Deal conveyancing for business premises covers a broad array of services, provided by regulated solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.