It is is a decade since I bought my property in Bletchley. Conveyancing solicitors have now been retained on the sale but I can't track down my title documents. Will this jeopardise the sale?

Don’t worry too much. Firstly the deeds may be retained by your mortgage company or they could be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Bletchley relates to registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.

I am considering remortgaging my house in Bletchley, does my lawyer need to be on the Nationwide Solicitor panel?

There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

The deeds to our home are lost. The solicitors who handled the conveyancing in Bletchley 5 years ago no longer exist. What are my options?

Assuming you have a registered title the details of your ownership will be retained by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, locate your property and secure current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases hold a file copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Bletchley is where the house is located. Can you shed any light on this issue?

Flying freeholds in Bletchley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bletchley you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bletchley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am purchasing a house and require a conveyancing solicitor in Bletchley who is on the mortgage company conveyancing panel. Can you recommend a Bletchley or local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the lender who conduct conveyancing in Bletchley. We dont recommend any particular solicitor.