Should my conveyancer be making enquiries concerning flooding during the conveyancing in Boncath.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Boncath. Plenty of people will acquire a property in Boncath, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Lawyers are not best placed to impart advice on flood risk, however there are a number of searches that may be initiated by the purchaser or on a buyer’s behalf which will give them a better understanding of the risks in Boncath. The standard property information forms given to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the vendor to discover whether the property has historically flooded. If the residence has been flooded in past and is not revealed by the owner, then a purchaser could commence a claim for damages resulting from an incorrect answer. A purchaser’s lawyers will also commission an enviro report. This will higlight if there is a recorded flood risk. If so, additional investigations will need to be carried out.

Due to the encouragement of my in-laws I had a survey completed on a property in Boncath before appointing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks will not issue a loan on this type of premises.

It varies from the lender to lender. HSBC has different requirements from Nationwide. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Boncath. Conveyancing will be smoother if you use a solicitor in Boncath especially if they are accustomed to such properties in Boncath.

I was pointed in your direction by two or three local selling agents in Boncath to select a conveyancer using your seach tool. Is there a financial inducement for Estate Agents to recommend your services ahead of another?

We don’t make any commission for directing people to this site. We thought it would be too underhand to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

In my capacity as executor for the estate of my uncle I am selling a property in Neath but reside in Boncath. My conveyancer (based 200 kilometers awayrequires that I execute a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Boncath to attest and place their company stamp on the document?

Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are based in Boncath

How do I find a Boncath conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 25kilometers to meet the conveyancer.

Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Boncath and you will see a number of lawyer located nearest Boncath. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.