My wife and I are selling our property in Cardigan and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used a factory type conveyancing outfit as opposed to a conveyancing solicitor in Cardigan. We have lived in Cardigan for many years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation need.

It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

I am buying a new build house in Cardigan with a loan from Aldermore. The builders refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not to tell my conveyancer about the deal as it will put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £305k and identified one round the corner in Cardigan I like with amenity areas and transport links in the vicinity, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Cardigan suitable, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.

What tools are available to identify a Cardigan solicitor on the Coventry Building Society conveyancing panel? I am a keen cyclist and am prepared to travel upto 20kilometers to meet the lawyer.

You can use the tool on this website. Please pick a lender and your location and you will see a number of Cardigan conveyancing lawyers locally. We have listed some Cardigan conveyancing firms at the bottom of this page and you can contact them to verify whether they are on the Coventry Building Society panel

I note that you have a post code search directory identifying solicitors on the lender conveyancing panel. Do Cardigan conveyancing companies pay you a referral fee if I retain them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Cardigan.