We're in Bonvilston, First timers purchasing with a mortgage (lender is Barclays , and our lawyer is on the Barclays conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Barclays conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I have todayfound out that Wolstenholmes have closed. They carried out my conveyancing in Bonvilston for a purchase of a leasehold flat 9 months ago. How can I check that the property is not still registered in the name of the previous owner?

The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bonvilston conveyancing specialists.

I'm refinancing my primary home to a buy to let loan with Birmingham Midshires and I will use the rest of the raised equity towards another property. The area we are looking at is Bonvilston. Will your solicitors be able to act for both sets of lenders and tie in the transactions?

Do use our comparison tool on this page to check that the solicitors are on the relevant lender panels. Assuming that they are your conveyancer will be able to tie up the two deals but you should talk with you lawyer and communicate your expectations and needs.

I wish to let out my leasehold flat in Bonvilston. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?

Your lease dictates the relationship between the freeholder and you the leaseholder; in particular, it will indicate if subletting is banned, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no expres ban or restriction, subletting is permitted. Most leases in Bonvilston do not contain an absolute prevention of subletting – such a provision would undoubtedly devalue the flat. In most cases there is simply a requirement that the owner notifies the freeholder, possibly sending a duplicate of the tenancy agreement.

Leasehold Conveyancing in Bonvilston - A selection of Queries before Purchasing

This information is useful as a) areas may result in problems for the block as the communal areas may start to deteriorate where maintenance remain unpaid b) if the leaseholders have a dispute with the managing agents you will wish to know about it Are any of leasehold owners in dispute over their service charge liability? Best to be warned if changing the roof or some other major work is due in the near future that will be shared amongst the leasehold owners and could well dramatically increase the the maintenance charges or result in a one time invoice.

I've found a house that appears to be perfect, at a reasonable price which is making it all the more appealing. I have subsequently found out that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns buying a house with a leasehold title in Bonvilston. Conveyancing lawyers have are soon to be instructed. Will they explain the issues?

Most houses in Bonvilston are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can assist with the conveyancing process. It is clear that you are purchasing in Bonvilston so you should seriously consider shopping around for a Bonvilston conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a leaseholder you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the freeholder’sconsent to conduct alterations. You may also be required to pay a maintenance charge towards the upkeep of the estate where the property is part of an estate. Your solicitor will report to you on the legal implications.