It is 10 years ago since I acquired my home in Bracebridge Heath. Conveyancing lawyers have just been retained on the sale but I am unable to locate my title documents. Is this a major issue?
Don’t worry too much. First there is a possibility that the deeds will be retained by the lender or they could be in the possession of the solicitor who oversaw the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Bracebridge Heath involves registered property but in the rare situation where your property is not registered it is more of a problem but is not insurmountable.
My Conveyancer in Bracebridge Heath has never been on on the Virgin Money Conveyancing Panel. Can I still continue with my family solicitor even though they are excluded from the Virgin Money list of approved lawyers?
The limited options open to you here include:
- Carry on with your existing Bracebridge Heath lawyers but Virgin Money will need to retain a lawyer on their panel. This will inevitably rack up the overall conveyancing fees and cause frustration.
- Choose a new practitioner to act in the purchase, not forgetting to check they are Persuade your solicitor to do everything within their powers to join the Virgin Money conveyancing panel
How does conveyancing in Bracebridge Heath differ for newly converted properties?
Most buyers of new build or newly converted property in Bracebridge Heath come to us having been asked by the seller to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Bracebridge Heath usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bracebridge Heath or who has acted in the same development.
I'm remortgaging my existing home to a BTL loan with Platform Home Loans Ltd and I will use the rest of the raised equity towards a second house. The area we are looking at is Bracebridge Heath. Will your conveyancers be able to act for the two mortgage companies and tie in the two deals?
Do use our comparison tool on this site to be sure that the solicitors are approved by both lenders. Having checked that they are the conveyancer should be able to connect the two conveyancing matters but you should have a chat with you conveyancer and make clear your desired outcome and needs.
I previously advised by my bank that their approved conveyancers operate no completion no charge basis for conveyancing in Bracebridge Heath. I had a purchase abort and now the lawyers have invoiced for search fees! They say the fees are seperate!
Bracebridge Heath conveyancing search fees are separate expenses not legal costs as these are paid to a third party.