I am hoping to complete my purchase in Lincoln next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What risks does the lender expect the insurance to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not specific to conveyancing in Lincoln.

I purchased my flat on 6 January and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Lincoln said it should be dealt with inside ten days. Are titles in Lincoln uniquely lengthy to register?

As far as conveyancing in Lincoln registration is no quicker or slower than the rest of the country. Rather than based on location, timescales can vary subject to who lodges the application, whether it is in order and whether the Land registry must send notices to any third persons or bodies. Currently roughly 80% of such applications are completed in less than three weeks but some can be subject to longer hold-ups. Registration is effected once the new owner has moved in to the property therefore an expedited registration is not always an essential issue yet if there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for an expedited registration.

About to purchase a new build apartment in Lincoln. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Lincoln

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

In what way can the Landlord & Tenant Act 1954 affect my business property in Lincoln and how can you help?

The 1954 Act affords protection to commercial tenants, giving them the dueness to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act for protection and help with commercial conveyancing in Lincoln

Is it the case that all Lincoln solicitors on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can go into your high street bank branch in Lincoln. Chances are that they can recommend conveyancing solicitors in Lincoln