Can you explain why leasehold purchase conveyancing in Cannock is more expensive?

Cannock leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

Is it the case that all Cannock conveyancing solicitors on the HSBC conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the HSBC approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some mortgage companies do list licenced conveyancers on their panel and in that case the practice would be governed by the CLC.

We have agreed to purchase a house in Cannock. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Principality be concerned?

As you are obtaining a mortgage with Principality your lawyer must follow the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for Principality. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Principality where a lease does not comply with these requirements. The requirements relate to the installation of panels on properties nationwide and is not isolated to Cannock.

I currently have a mortgage with Virgin Money for my property in Cannock. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?

Virgin Money must be informed of your intention in advance of renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel firm.

Despite weeks of looking the Title Certificate and documents to our house are lost. The lawyers who dealt with the conveyancing in Cannock 4 years ago have long since closed. What are my options?

Gone are the days when you need to hold title official documentation to evidence that you are the owner of your registered land or property, as the Land Registry have everything they need in a digital format.

My company is wishing to lease a unit on the high street. Can you recommend conveyancers offering no-move-no charges for non-domestic conveyancing in Cannock for less than 1500k?

We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Cannock, including the sale and acquisition of businesses as well as simply property. If you are looking to buy or lease a shop, pub, restaurant, office, retail unit or a whole business we can find you the right solicitor. As for the fees these will vary based on the structure and terms of the deal. Let us have your contact information or email us so that we may furnish you with comprehensive commercial conveyancing quote.

There are a number of properties in Cannock on private roads. My wife and I are buying one such property. Are there any benefits to buying a residence on a privately owned road?

Cannock conveyancing solicitors will be used to conveyancing houseson private. The property lawyer should review the Land Registry data to identify any rights or responsibilities. In many cases there is a management company (wholly owned by residents) that proprietors make annual payments to maintain the road. If there is one, the road should be maintained and appear nicer than publicly owned.