We are only a couple days away from an exchange on a flat in Essington and my mum and dad have transferred the ten percent deposit to my conveyancing practitioner. I am now told that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?

Your solicitor is duty bound to check with mortgage company to make sure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.

Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Essington. Do I receive the keys to the property on completion from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Essington?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s conveyancers, and once they have received this, you will be able to receive the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.

My husband and I have organised the release of further monies on our home loan from UBS as we want to conduct improvements to our home in Essington. Do we need to appoint a local Essington solicitor on the UBS conveyancing panel to handle the paperwork?

UBS don't usually instruct a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.

I'm spending time viewing apartments in Essington and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with Co-operative.

You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are taking out a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.

I'm refinancing my current property to a buy to let loan with The Mortgage Works and I will use the rest of the raised equity as a down payment on another house. The neighborhood we are interested in is Essington. Will your conveyancers be able to act for the two banks and tie in the transactions?

Do use our comparison tool on this site to be sure that the lawyers are on the appropriate lender panels. On the basis that they are your conveyancer will be able to simultaneously deal with the two transactions but you should talk with you conveyancer and communicate your desired outcome and requirements.

I am looking for a conveyancing solicitor in Essington for my house move. Is it possible to see a solicitor's record with the legal regulator?

One may find presented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. For information Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.

How up-to-date is your search tool for the lender conveyancing panel in Essington? Do the lenders send you an updated list?

Essington law firm practices and firms conducting conveyancing in Essington themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the mortgage company directly.