I am hoping to receive a mortgage offer from Halifax. I would like to employ the services of a Licensed Conveyancer in Chalfont St Giles. Does the Halifax Solicitor panel include Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

I opted to have a survey done on a house in Chalfont St Giles prior to appointing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies tend not issue a mortgage on a flying freehold property.

It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chalfont St Giles. Conveyancing may be slightly more expensive based on your lender's requirements.

I am looking into buying my first house which is in Chalfont St Giles and I am already nervous. I couldn't find anything specific about Chalfont St Giles. Conveyancing will be needed in due course but do you know about the Chalfont St Giles area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Chalfont St Giles. In the meantime here are some basic statistics that we found

My father-in-law has suggested that I use his conveyancers in Chalfont St Giles. Do I follow his guidance?

There are no two ways about it the best way to choose a conveyancing lawyer is to seek guidance from friends or family who have actually experience in using the conveyancer you're contemplating using.

I've recently bought a leasehold property in Chalfont St Giles. Do I have any liability for service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I purchased a split level flat in Chalfont St Giles, conveyancing having been completed in 1995. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Chalfont St Giles with an extended lease are worth £197,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease runs out on 21st October 2080

With just 56 years unexpired we estimate the premium for your lease extension to range between £29,500 and £34,000 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.