I was recommended to a solicitor who has quoted £1150 for no sale no fee conveyancing in Chertsey. I am selling a Georgian house for £150,000. Is this expensive? Is it in excess of the average fee for conveyancing in Chertsey?

The costs illustration is slightly on the expensive side. If you shop around you might get the conveyancing a bit cheaper by perhaps £125. That being said, you couldcome to regret choosing an a cheaper solicitor. Don't forget to be sure the firm can also act for your lender. You can use our search tool to select a Chertsey conveyancing firm on the banks conveyancing panel which can often include conveyancing solicitors in Chertsey.

Will commercial conveyancing searches reveal proposed roadworks that could affect a commercial premises in Chertsey?

Its becoming the norm that commercial conveyancing solicitors in Chertsey will carry out a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Chertsey. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chertsey.

For each commercial conveyancing transaction in Chertsey it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Chertsey commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not carried out for residential conveyancing in Chertsey.

I own a terraced Victorian property in Chertsey. Conveyancing practitioner acted for me and Virgin Money. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chertsey and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who conducted the purchase.

I'm purchasing my first flat in Chertsey benefiting from help to buy. The builders would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not disclose to my solicitor about the extras as it will adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a property in Chertsey in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some banks may refuse to grant a loan on a flying freehold property.

It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chertsey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chertsey to see if the conveyancing costs will increase in light of this.