I have a 4 bedroom Victorian property in Egham. Conveyancing lawyer acted for me and Chelsea Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Egham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing lawyer who conducted the conveyancing.

I decided to have a survey done on a house in Egham ahead of retaining solicitors. I have been informed that there is a flying freehold element to the house. The surveyor advised that some banks may refuse to give a mortgage on a flying freehold property.

It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Egham. Conveyancing may be slightly more expensive based on your lender's requirements.

My husband and I are new to the buying process - had an offer accepted, but the estate agent informed us that the vendor will only issue a contract if we appoint their preferred conveyancers as they want a ‘quick sale’. We would rather use a family solicitor who is accustomed to conveyancing in Egham

It is improbable the vendors are behind this. If they desire ‘a quick sale', turning down a serious buyer is going to damage their objectives. Bypass the agents and go straight to the owners and make the point that (a)you are genuine purchasers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to appoint your own,trusted Egham conveyancing lawyers - rather thanthe ones that will provide the negotiator at the agency a commission or achieve conveyancing figures demanded by senior management.

Notwithstanding our best endeavours, we have been unsuccessful in negotiating a lease extension in Egham. Can this matter be resolved via the Leasehold Valuation Tribunal?

Absolutely. We can put you in touch with a Egham conveyancing firm who can help.

An example of a Lease Extension decision for a Egham residence is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case was in relation to 1 flat. The unexpired term as at the valuation date was 82.93 years.

When it comes to leasehold conveyancing in Egham what are the most frequent lease problems?

Leasehold conveyancing in Egham is not unique. All leases are unique and drafting errors can sometimes mean that certain sections are wrong. For example, if your lease is missing any of the following, it could be defective:

A duty to insure the building A provision for the recovery of money spent for the benefit of another party.

You will have difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. National Westminster Bank, Skipton Building Society, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the buyer to withdraw.

We are first time buyers just having agreed a price on a property in Egham, and are about to get solicitors instructed. I have utilised the different comparison based websites and the results are from all over the country. Is it critical to have a Egham property lawyer local to the potential house? I am content to do everything over email, but I assume at some stage we will need to attend the conveyancing practitioner's office to sign documents?

On the whole there is no need to physically visit the office of your solicitor, they can send any relevant papers to you, which you can sign and send back. Many home movers choose to instruct a locally based solicitor, but it's by no means essential for conveyancing in Egham.