We see that you have a search directory listing law firms on the TSB conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Curdworth?

We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Curdworth.

I'm the single beneficiary of my late father’s will and I have everything in my name alone, including the my former home in Curdworth. Conveyancing formalities meant that the Land Registry date was in March. I now wish to sell up. I do know about the CML 6 month 'rule', which means that my property ownership could be considered the same way as though I had purchased the property in March. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How practical a view banks take of it, depend on the mortgage company as this obligation primarily exists to pick up on the purchase and immediately sell or the quick reselling of properties.

We had selected solicitors located in Curdworth on the Virgin Money solicitor approved list. They have just billed me a supplemental fee for handling the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?

As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your lawyer can levy a fee for this. The charge is not dictated by Virgin Money but by your Curdworth solicitor. Plenty of firms on the Virgin Money panel will levy ’dealing with mortgage’ fee and others do not.

I'm at the point of looking at flats in Curdworth and I am about to put in an offer. Is it advisable to have a conveyancing practitioner on ‘stand by’? I intend to finance via a mortgage with Lloyds.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are taking out a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.

Are there restrictive covenants that are commonly identified as part of conveyancing in Curdworth?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Curdworth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been recommended by numerous selling agents in Curdworth to get a quote from a property lawyer on your site. What’s the financial incentive for Estate Agents to offer your lawyers rather than another?

We refuse to offer any commission for directing people our way. We found it would be just too difficult to pay a commission because a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

Are Curdworth conveyancing solicitors under an obligation to the Law Society to supply clear conveyancing costs?

Contained within the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not to be interpreted as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, represent the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Curdworth or further afield.