We are planning to buy with Norwich and Peterborough Building Society. We have called around locally yet am struggling to find a Castle Vale conveyancing firm on the Norwich and Peterborough Building Society panel. Please you help?
Please do take advantage of the search tool on this page. Pick the building society and type Castle Vale or your location and you will see numerous conveyancers based in Castle Vale or near you.
My offer was accepted on a house in Castle Vale on 13/3/2024, valuation was booked 3 days after, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
After shopping around on the internet I have found a Castle Vale solicitor having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Castle Vale postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Castle Vale.
At last I have had an offer on a flat in Castle Vale accepted, but there is a chain. The vendors have offered on on an apartment, however it’s not yet tied up, and are looking at other apartments booked. I have instructed a bricks and mortar conveyancing solicitor in Castle Vale. What should be my next step? At what point should I apply for the mortgage with Coventry BS?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx £1k, then survey, Castle Vale conveyancing search costs, etc). The first course of action is to ensure that your conveyancing practitioner is on the Coventry BS conveyancing panel. As to the subsequent phase this very much dictated by the uniqueness of your case, attraction to this property and on the state of the market. During a hot market many buyers will apply for the mortgage with Coventry BS and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to proceed with searches.
My relative advised me that if I am purchasing in Castle Vale I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Castle Vale conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Castle Vale around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Castle Vale.
I have been advised by a number of property agents in Castle Vale to get a quote from a solicitor using your seach tool. What’s the financial advantage for Estate Agents to offer your services rather than another?
We don’t make any commission for directing people to this site. We thought it would be too underhand a fee because a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I need to appoint a conveyancing solicitor for purchase conveyancing in Castle Vale. I have stumble upon a web site which looks to be the perfect answer If it is possible to get all formalities completed via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?