Is there a reason why leasehold purchase conveyancing in East Croydon is more expensive?

East Croydon leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

We expect to receive a OIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any East Croydon solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?

You will need to appoint East Croydon solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.

My fiancee and I are in the throws of viewing houses in East Croydon and I am now considering a potential offer. Should I already have a lawyer in place at this stage? I am planning to take a mortgage with HSBC.

You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are getting a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.

It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local East Croydon building society branch on a couple of occasions and was reassured it wasn't a problem and they would lend. My East Croydon conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend in accordance with their specific requirements. Who do I believe?

The conveyancer must follow the CML Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I used Action Conveyancing several years ago for my conveyancing in East Croydon. Now, I need my documents however the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in East Croydon of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm remortgaging my current house to a buy to let mortgage with Lloyds TSB Bank and intend to use the remaining equity as a deposit on further house. The location we are talking about is East Croydon. Will your solicitors be able to act for both sets of mortgage companies and tie in the two deals?

Make use of our search tool on this page to ensure that the conveyancers are approved by both lenders. On the basis that they are your conveyancer will be able to tie up the two transactions but you should talk with you lawyer and make clear your desired outcome and requirements.

How does one as executor remove a departed person's name from the title deeds for a property in East Croydon?

If a East Croydon property is jointly owned and one of the owners passes away, their name will not immediately be removed from the Land Registry title. It is not necessary to remove their name as when it comes to a disposal you would just be required to supply proof why the co proprietor is missing from the transfer, such as the probate documents.

With a view to making things smoother in the future you can apply to have the deceased person erased from the title entries by submitting an application to the land registry with proof of the death. There is no land registry fee payable.