five months have gone by since my purchase conveyancing in West Croydon concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in West Croydon benefiting from help to buy. The builders refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not reveal to my conveyancer about the deal as it will impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. West Croydon is the location of the property. Can you shed any light on this issue?

Flying freeholds in West Croydon are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Croydon you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Croydon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

My company is hoping to lease a unit on the high street. Can you recommend solicitors offering competitive costs for commercial conveyancing in West Croydon for under 1500k?

We can recommend firms who have an in-depth of experience of commercial conveyancing in West Croydon, including the sale and purchase of businesses as well as simply property. If you are intending to purchase or sell a shop, pub, restaurant, office, retail premises or a whole business we will find you the right lawyer. As for the charges these will vary based on the structure and terms of the proposed transaction. Let us have your details or email so as to enable us to furnish you with comprehensive commercial conveyancing calculation.

Partway through the sale of a leasehold flat in West Croydon. Conveyancing is fine but we are being charged a fortune by the landlord. To date we have forked out £275 for a leasehold management information and then another £118 for responses to questions supplied by the buyers property lawyer.

Your lawyer will unlikely have any say over the level of the fee for this information however the average costs for the information for West Croydon leasehold premises is £360. When it comes to West Croydon conveyancing deals it is conventional for the seller to pay for these charges. The landlord or their agents are not duty bound to answer these questions although many will be willing to do so - albeit often at high prices out of proportion to the work involved. Unfortunately there is no legislation that mandates fixed charges for administrative tasks. There is no set time limit by which they are obliged to provide answers.